Charlotte Douglas International Airport (CLT) offers many currency exchange and ATM services for visitors who need immediate cash before departure, upon arrival, or during layovers. Charlotte Airport currency exchange centers are operated by Currency Exchange International (CXI), and counters are located post-security.

Additionally, there are multiple Bank of America ATMs across the baggage claim and terminal areas. Before using these, passengers are advised to know the exact location, operating hours, and other details beforehand.
Currency Exchange at CLT Airport: Location, Hours, and Contact
At CLT Airport, Currency Exchange International offers foreign currency exchange services for passengers and workers alike. The Charlotte Airport money exchange services let users exchange all major currencies at current market rates. Currently, there are 2 active currency exchange counters at CLT.
Concourse D
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Location |
Near gate D-1, Concourse D |
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Operating Hours |
From 6:30 am to 10:00 pm, daily |
|
Contact Details |
(704) 503-9730 |
|
Currencies Available |
Euro, Dollar, Canadian Dollar, Yen, Pound, Peso, and 100+ others |
The Atrium
|
Location |
Level 2, departures, close to Hissho Sushi |
|
Operating Hours |
From 6:30 am to 10:00 pm, daily |
|
Contact Details |
(980) 236-8555 |
|
Currencies Available |
Euro, Dollar, Canadian Dollar, Yen, Pound, Peso, and 100+ others |
Remember: If using currency exchange counters before departures, keep tracking the CLT Airport wait times to plan transfers and reach the departure/boarding area timely.
Things Visitors Must Know Before Using Currency Exchange
Before visiting these currency exchange counters, passengers should know these:

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CXI typically stocks all major currencies. This means passengers will need to order less common currencies before visiting.
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Some currencies at Charlotte Airport currency exchange counters will require at least 3-4 working days' notice for arrangements.
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Passengers can contact the currency exchange at CLT to confirm the availability of their preferred currencies.
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At CLT, currency exchange counters may change transaction and exchange fees. Since it varies by payment method and currency, it is good to know the applicable charges.
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As per the airport listings, these counters are listed after the security areas. Use the CLT Airport map to locate them.
Location of ATMs at Charlotte Airport
In case of emergency funds or immediate access to cash, travelers can use the Bank of America’s ATMs at Charlotte Douglas Airport. Located pre-security and post-security, they are generally accessible 24/7.
Pre-Security
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Express Deck Preferred
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Arrivals/Baggage Claim level near the Visitor Info Center
Post-Security
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Atrium near Hissho Sushi
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Concourse E Rotunda
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Near Admirals Club by American Airlines at D/E Connector
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Near Gates A-1, B-7, C-9, and D-6
ATM Services and Other Important Details Passengers Should Know
When using ATMs at Charlotte Douglas International Airport, one should know these crucial aspects:

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The ATM service is offered by Bank of America at CLT.
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International debit cards may work, but accessibility depends on the issuer settings, ATM compatibility, and card network.
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The card issuer bank or financial service provider may impose a withdrawal, currency-conversion, or foreign transaction fee.
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ATMs are located after and before security areas.
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Depending on the travel, one can use these ATMs.
Currency Exchange vs. ATMs at Charlotte Airport
These are the services that offer quick access to cash at CLT, but they serve different needs.
|
Features |
Currency Exchange |
ATMs |
|
Purpose |
Buy and sell foreign currencies |
Withdrawal of cash from linked banks’ accounts |
|
Good Option for |
Getting local currency |
Getting immediate cash, particularly in dollars |
|
Potential Cost |
Transaction and exchange fees |
Vary by bank, ATM operator, conversion fees, and card issuer |
|
Location |
Concourse D and Atrium |
Across the pre-security and post-security areas |
|
Open Hours |
6:00 am to 10:00 pm, daily |
Although open 24/7, hours may vary by ATM and specific location |
Quick Tips for Using Currency Exchange Services and ATMs at Charlotte Airport
With these few practical tips, travelers can avoid unexpected charges and unnecessary delays when using Charlotte Airport currency exchange and ATM services:
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Before exchanging currency directly, always check the quoted rates and commissions, if any.
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CLT currency exchange centers keep all major currencies, but for less common ones, visitors will need to place advance orders.
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When using ATMs, always review the bank’s foreign conversion and withdrawal charges.
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Currency exchange and ATMs are located across the CLT terminal. So, choose the location closest to the gate area.
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At currency exchange centers, long queues are expected. So, allow extra time when visiting during peak hours.
Extra Tip: Having local currency is mandatory to buy things at Charlotte Airport shops or get food items from the restaurants. So, place orders online or simply use ATMs, if permitted.
Charlotte Douglas International Airport currency exchange counters and ATMs are available throughout the terminal area. However, operating hours of these vary. For instance, currency exchange counters are functional between 6:00 am and 10:00 pm daily, while ATMs may be available 24/7. However, one should collect location, hours, applicable fees, and other relevant details before arriving.